Core Banking, rebuilt for Philippine cooperatives.
One platform for members, savings, loans, share capital, GL and CDA-aligned reporting — natively wired to the Lightning-powered CoopPay wallet. Onboard a coop in days, not months.
Everything a cooperative needs. In one place.
Replace half a dozen spreadsheets and ledgers with a CBS that already understands how Philippine coops actually operate.
Member management
KYC, share capital, beneficiaries, and lifecycle events — all per-member.
Loan origination & servicing
From application to disbursement to amortization, with AI credit scoring and fraud checks.
Savings & deposits
Regular, time, youth, holiday — with interest accrual and posting to GL.
Share capital
Track contributions, withdrawals, and dividends per member, per period.
General Ledger
Double-entry GL with a coop-tuned chart of accounts and instant trial balance.
CDA reports
APR, Financial Statements, Statistical Tables and PISO performance — generated, not built.
CoopPay wallet
Lightning-native member wallet for transfers, bills, top-ups and loan payments.
AI risk & fraud
Credit scoring, delinquency prediction, document forensics and AML signals out of the box.
Member portal
Mobile-first portal where members apply for loans, pay bills, and talk to an AI assistant.
Go live in days, not quarters.
Provision your coop
We spin up a dedicated tenant with your branding, chart of accounts and loan products.
Import your members
Bring in your existing member, savings and loan records via CSV — or start fresh.
Go live
Staff move into the coop console, members install the portal, and CoopPay starts settling.
One platform. Three vantage points.
Operator console
Manage cooperatives across the federation. Aggregate KPIs, licensing, onboarding.
Coop dashboard
Day-to-day operations: members, loans, savings, GL, reports, treasury.
Member portal
Balances, loan applications, wallet, insurance, AI assistant — on any device.
Simple, per-member pricing.
No setup fees. No surprise add-ons.
Up to 1,000 members. Full feature access. Great for pilots.
- All modules
- Email support
- Sandbox CoopPay
For active coops up to 50,000 members.
- All modules
- CoopPay production
- Priority support
- CDA report bundle
For federations and large coops.
- Dedicated infra
- SSO & SAML
- 99.95% SLA
- Onboarding team
Trusted by cooperatives across the country.
"We replaced three legacy systems with CoopTech. Closing the books used to take a week — now it's an afternoon."
"Members love the CoopPay wallet. Loan payments that used to take days settle in seconds."
"The CDA reports just generate themselves. That alone paid for the platform."
Frequently asked questions
Is CoopTech CDA-compliant?+
Yes. Our reporting module generates APR, Financial Statements, Statistical Tables, and PISO performance reports directly from your GL.
What does CoopPay run on?+
CoopPay is a Lightning-native wallet that settles internal transfers instantly and bridges to InstaPay for external transactions.
Can we migrate from our existing system?+
Yes. We support CSV imports for members, savings, loans, and GL balances, and we'll help you reconcile during cutover.
Where is data hosted?+
In the Philippines, with daily encrypted backups. Enterprise customers can opt for a dedicated VPC.
How long is onboarding?+
Sandbox is instant. Production onboarding for a typical coop takes 2–4 weeks including data migration and staff training.
Ready to modernize your cooperative?
Create a free sandbox tenant in under a minute. No credit card required.